GM-Protection-Plan FAQ: GMPP
Do I need a vehicle service contract?
Most likely you'll own or lease your vehicle beyond the manufacturer's warranty. Unexpected repair costs can be costly, not to mention the difficulty of being without your vehicle. GM vehicle service contracts can reduce the hassle and inconvenience of a breakdown or repair by providing:
Cost and Convenience
With the technology used in today's cars, repair costs have risen and will probably continue to do so. One major out-of-warranty repair can exceed the cost of buying a vehicle service contract.Not only will the GM Protection Plan minimize or even eliminate out-of-pocket expenses for covered repairs, your GM dealer will handle the claim, so you have no paperwork.
Vehicle service contracts provide customers with financial security against unanticipated vehicle repair expenses. Depending on the coverage, additional benefits may include:
• Alternate transportation or rental during the repair
• Roadside assistance or towing
• Convenient service at more than 7,000 GM dealerships across the United States and Canada
Why is the company offering the contract important?
Regardless of the type of coverage selected, the company behind the plan is very important. A service contract is a promise to pay, in the future, for covered repairs and services. That contract is only as good as the company that backs it. The GM Protection Plan is fully insured by member companies of GMAC Insurance Holdings, Inc. The GMAC Insurance companies have earned an "A-" Excellent from A. M. Best.
When you buy a service contract, you transfer the risk of future repair costs to a company, trusting them to pay your covered repairs sometime in the future. The company must be in business for the long haul, well into the future. The GM Protection Plan is administered and underwritten by member companies of the GMAC Insurance Group, subsidiaries of General Motors with more than 75 years experience serving GM customers. That's strength and stability.
All contracts offer a choice of deductibles. The deductible may be zero ($0), meaning that nothing is owed on a covered expense, or as high as $200 for the out-of-pocket amount paid by the customer. Deductibles may apply per individual repair or per claim.
Financial Strength and Rating
The company backing the plan is very important. It is the entity you have contracted with to pay repair claims and services. If the company is unreliable or goes out of business, so goes the protection you thought you purchased. The companies who issue the GM Protection Plan or MRP Mechanical Repair Protection are fully insured by members of the GMAC Insurance Holdings, Inc., rated "A-" Excellent by A. M. Best. This means any GM Protection Plan or MRP Mechanical Repair Protection you purchase is completely secure . . . all backed by more than 75 years of experience serving the GM family of satisfied customers.
See Dealer for Details
GMAC repair advantages rewards:
Frequently Asked Questions
Q: What is Repair Advantage Car Care?
A: Repair Advantage Car Care is pre-paid scheduled maintenance
coverage for cars, SUVs, light-duty trucks and vans.
Q: What does Repair Advantage Car Care cover?*
A: It covers oil and oil filter replacement, chassis lubrication,
fluid “top-off” at every service interval AND tire rotation plus our
15-point inspection at every other service interval.
Q: How much does Repair Advantage Car Care cost?
A: Repair Advantage Car Care is priced based on the service
interval, plus the time and mileage term you choose.
Q: Can I purchase Repair Advantage Car Care for
my used vehicle?
A: Yes. Repair Advantage Car Care is available for new and used
cars. See your dealer for more details.
Q: Is Repair Advantage Car Care transferable?
A: Yes. Repair Advantage Car Care can be transferred to a new owner
upon sale of the vehicle, for a small administrative fee.
Q: What if I buy Repair Advantage Car Care and
then decide I don’t want it?
A: Repair Advantage Car Care has a money-back satisfaction
guarantee. Cancel within 60 days (with no claims filed) for a
full refund. After that, your refund is prorated (less an
Q: Overall, what’s the real advantage of Repair
Advantage Car Care?
A: Repair Advantage Car Care provides the convenience of
covered maintenance services provided by your dealership’s
GMAC GAP Care Advantage (GAP Insurance)
What is GAP?
GAP is an acronym for Guaranteed Asset Protection. The GAP product covers the difference between the net balanced on the vehicle finance contract and the primary insurer's settlement in the event of a total loss.
How much does a GAP product cost my customer?
GAP protection costs just a few dollars a month and can be conveniently made part of your customer's monthly vehicle payment.
What is GAP Care Advantage?
GAP Care Advantage is a GAP product that is underwritten and administered by GMAC Insurance companies.
What does GAP Care Advantage cover?
GAP Care Advantage covers the borrower's (or customer's) responsibility for the "gap" amount between the net balance of the finance contract and the primary insurer's settlement in the event of a total loss.
DuPont Automotive Appearance Protection Package (Exterior Paint, Fabric and Leather)
What is the difference between DuPont Automotive Protection Package and over the counter items?
DuPont™ Paint, Fabric and Leather Protector Products have cross-linking capabilities allowing the products to physically attach to their intended surface. This creates a barrier to help defend against certain elements whether created by nature or man made mishaps.
Click here for more details: http://www2.dupont.com/Auto_Protection_Package/en_US/applications/faqs.html
Sonsio Wheel & Tire Protect
Solutions for your Tire & Wheel Business
The 3 levels of the MyTireExpert® Tire & Wheel SHIELD™ Program are administered by Sonsio International, the largest provider of automobile-related aftermarket repair warranty and tire & wheel road hazard programs. Sonsio's 93% market share of the outsourced, nationwide road hazard program administration comes from the management of over 30 types of road hazard plans supporting tire manufacturers, tire distributors, dealer associations, national and regional retail tire chains, thousands of independent tire retailers, and automobile manufacturers and their dealerships.